Citi Bank Personal Loan Documents : PAISA PAO

Description : ELIGIBILITY & DOCUMENTATION Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings: Eligibility Criteria Minimum age of Applicant: 22 years Maximum age of Applicant at loan maturity: 58 years (60 years for Central Govt. employees) Minimum employment: Minimum 3 years in employment and minimum 1 year in the current organization Minimum Net Monthly Income: Rs. 7,500 per month (Rs. 10,000 in Mumbai, Delhi & Bangalore ) Documents required: Proof of Identity:- Passport Copy/ Voters ID card/ Driving Licence/Pan Card Address Proof:- Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy Date of Birth Proof:- Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth Bank Statements:- latest 6 months bank statement / 6 months bank passbook Latest 3 months salary slip alongwith latest Form 16 / ITR / Appointment Letter Self employed:- (Professionals) include self - employed Doctors, Chartered Accountants, Architects, Company Secretaries. Eligibility Criteria:- Minimum age of Applicant: 22 years Maximum age of Applicant at loan maturity: 65 years Years in business : Minimum 4 years with atleast 2 years in the same Business Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations. Documents required: Proof of Identity:- Passport Copy/ Voters ID card/ Driving Licence/Pan Card Address Proof:- Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy / Trade licence /Est./Sales Tax certificate Date of Birth Proof :- Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth Bank Statements:- Latest 6 months bank statement / passbook Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services. Eligibility Criteria:- Minimum age of Applicant: 22 years Maximum age of Applicant at loan maturity: 65 years Years in business: Minimum 4 years with atleast 2 years in the same Business Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations. Documents required: - Proof of Identity Passport Copy/ Voters ID card/ Driving Licence/Pan Card Address Proof:- Ration card /Driving License/ Voter Id Card/ Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport copy / Trade licence /Est./Sales Tax certificate Date of Birth Proof:- Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th marksheet bearing date of birth Bank Statements:- latest 6 months bank statement /passbook Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA Proof of continuation:- Trade licence /Establishment /Sales Tax certificate Other Mandatory Documents:- Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution Self Employed:- Private companies and Partnership Firms include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services Eligibility Criteria:- Years in business: Minimum 4 years seasoning from commencement of business Business must be profit making for the last 2 years Minimum Annual Income: Rs. 100000/- p.a. for Metro Locations & Rs. 75,000/- p.a. for non-metro locations Documents required: Address Proof :- Utility Bill (any one within last 3months) / Registered Rental Agreement. / Credit Card Statement / Trade licence /Est./Sales Tax certificate Bank Statements:- latest 6 months bank statement /passbook Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA Proof of continuation:- Trade licence /Establishment /Sales Tax certificate/ SSI Registration Other Mandatory Documents